It's Not a Money Problem

This country is in deep financial trouble and if you peruse daytime talk shows you realize why.

Often these shows will have on a clean, well-groomed, white man or woman, or even a couple, along with some dumpy “financial advisor.” The gist of these incredibly perspicacious segments is that person(s) has money problems and the advisor is going to save them from financial ruin.

However, the only financial problem these people have is themselves. Their jobs provide average to above-average incomes but they have below average common sense.

They fail to realize that you can’t spend money irresponsibly and then expect to have it when you really need it.

Ultimately, these geniuses don’t need an “expert” setting them up with a budget; they need common sense and self control.

To make matters worse these money-idiots are treated like as cute little puppies that have a cute little out-of-control habits.

There’s nothing cute about the way they spend money and sadly we live in a society that not only excuses bad financial behavior, but encourages it.